As an introduction to personal finance, youth will examine their own thoughts about money with a personality quiz. They’ll discover money motivators in themselves and others. Other activities teach goal setting, the difference between needs and wants, communication skills and how to budget. As teens complete activities and participate in leadership experiences, they are learning how to make sound decisions and how to manage themselves in everyday situations. Helpers should emphasize the importance of these skills in all aspects of youths’ lives. You can help youth understand the life skill and its importance by asking questions that apply to topics other than personal finance. Life skill questions might include:

• Why is making sound decisions important?
• How do you feel about your ability to make sound decisions?
• How can you improve your ability to make sound decisions?

Authored by National 4-H Council.

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