Financial skills evolve in the second book of the Financial Champions series. Teens will learn about financial institutions, the pros and cons of credit and how to select financial services. Other topics include check writing, an overview of advertising, comparison shopping and judging possible financial choices. The life skill youth will practice most frequently throughout the second book is the ability to acquire and evaluate information. Learning how to obtain data, how to interpret what is found, predict outcomes and analyze information based on choices made are skills that allow youth to become informed and competent consumers. Helpers can guide youth to understand the life skill and its relevance by asking questions related to the life skill, such as:

• Why is acquiring and evaluating information important?
• How do you feel about your ability to acquire and evaluate information?
• How can you improve your ability to acquire and evaluate information?

The activities will help you think about money as a “tool” to achieve goals. Money should not be the goal, but rather a way to get where you want to go! Think about money as the foundation on which to build your goals.

Authored by National 4-H Council.

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